I’ve been asked so many times, how can I afford to travel as frequently as I do? It’s very easy–my husband and I have made travel a priority in our lives, budgets, etc. You only live once and this is a way we prefer to live.
We actually have a running list of where we’d like to go, how long of a trip it should be, and then we work towards making it happen. Some places are great for a long weekend–if we can drive there in a few hours or fly there quickly–like Las Vegas or Memphis, anything concerning the beach and relaxation should be a 1 week trip, and anywhere that will involve a long flight or a lot of exploration–Europe or Greece–will be a 2 week trip.

However, sometimes we have to sprinkle in unplanned trips which can set our list back a little. For instance, my British friends Matt and Emma will be on holiday in Mexico in October. I originally met them in Mexico, so we’ve decided to vacation at the same resort as a reunion of sorts. We weren’t planning to go to Mexico this year–we’ve been there so many times–but I can’t wait to see Matt and Emma!

How do we save for a trip? Easy, we have one bank account set aside, just for trip money AND we put half of every paycheck in there. Sounds like a lot , right? But we consider travel just as important as making the truck payment. We cut all other extraneous costs down to a minimum, so unless it’s a necessity, extra money doesn’t get spent. I never stop to buy a cup of coffee on my way in to work and I rarely eat lunch out. I usually bring a lunch to work with me. We use coupons to help keep the grocery bill down, and use our grocery shopper’s card to rack up our fuel points. We also work from a grocery list and don’t buy a bunch of stuff that’s not on it–this means very little junk food. It also helps that my husband is a bargain shopper–we rarely buy new clothes unless they are on sale. I’m not so good at catching clothes on sale, but I’m getting better at it. I love the beginning of summer when I get to stock up on sweaters for next year! Any extra money we receive also ends up in this account–bonuses, gifts, etc.
Keep in mind, this isn’t our only savings. We also have another account for saving for emergency or capital expenses. This way, if a big expense comes up, like the time I slid off the road in black ice and needed all 4 tires replaced at the same time, we take it from that account NOT the vacation account. And the first money that comes out of any pay is retirement/401K/mutual funds. We are paying ourselves and our retirement before anything else so that hopefully when we are retired, we have enough money to travel to our hearts content!

We will also bargain shop for the trip. I will do frequent comparisons of prices through Apple Vacations, Funjet, and Cheap Caribbean. Doing a search on Expedia will alert me to which airlines fly to our destination and what the flight schedules look like. Based on those results, I will then price bundled trips through the airlines. Typically, during these searches I can also determine if there are any sales on certain resorts or airlines which can also help us save money on the trip cost. I love a good fill-the-rooms sale!
Overall, if you are planning your budget wisely and sticking to it (it does take diligence and discipline), it’s pretty easy to save for vacationing.



















We arrived at the spa more than an hour early so that we could use the hydrotherapy circuit before the massages we had scheduled. We started off by showering in a warm shower and then moved into the sauna. After 10 minutes in the sauna, we took a cold shower and then headed for the steam room for another 10 minutes. Once we emerged from the steam room, we were ready for the Jacuzzi, but it hadn’t yet been filled all the way for the day.
Right next to the circuit was a nice little snack bar that had fruits, nuts, flavored waters –chlorophyllo (water infused with mint) was my favorite–hot teas and small cookies. Because it was Valentine’s Day, spa staff also brought us a small plates of sweets to nosh on while we waited. From there, we were taken to the massage suite. Our massages were incredible! We had signed up for the 80-minute, wine-infused oil massage and it was worth all 80 minutes.
I think this is my new favorite destination in Mexico. Nuevo Vallarta is a small town just up the road from Puerto Vallarta and down the road from Bucerias. One thing I love about the whole area around Banderas Bay, is that it’s a conglomerate of numerous other small towns. Nearby is Sayulita, which is known for it’s restaurants and souvenir shopping, the town of Yelapa is a small fishing village at the foot of the mountains and can only reached by boat, and the town I was dying to see, but ran out of time for, San Sebastian, which is a small, UNESCO World Heritage town frozen in the days of silver mining. Most of the towns were so beautifully colorful.
Nuevo Vallarta was a part of Mexico that felt very safe. In the early morning hours, while on our balcony watching the sun rise over the Sierra Madre mountains, I would see people getting their walks or runs in on the street and sidewalks below.
Our resort, which shared some of it’s amenities with a condo complex, was within walking distance to a farmer’s market, casino, and numerous restaurants. A lot of the snowbirds staying in the condos said they were able to walk or take a taxi to most places they needed to go.
The local people were so friendly and accommodating. It seemed like everywhere we went, we had no trouble finding English speaking locals, which only meant my Spanish practice was again put on hold! Service, whether it be at the resort or in town or on an excursion, was top notch every where we turned. Everyone was just so nice, even those who wanted to step into the political discussions of President Trump’s policies.
They estimated that within 3 years their business would be thriving in the Mexican economy, especially with the good exchange rate of $19MXN to the $US1.
It was the little details that the resort was missing the target on. In contrast, I loved the soups served at the restaurants and you can read that post
As the week proceeded, I sampled a lot of soup. Despite the warm weather, that first bowl had won me over and started a quest for my favorite. First up, was lunch the next day, which was a Chicken and Vegetable. This was a basic take on Chicken Noodle soup without any noodles. I was amazed at how flavorful the broth was.
Later that evening, which was Valentine’s Day, we went to Portofino, the Italian restaurant. Just when I thought I had been eating some pretty tasty soups, they really impressed me with a Cream of Asparagus soup. It was off the chain and even came with a small, crunchy breadstick as garnish.
Oddly enough, the next night’s dinner was a Mexican BBQ in the courtyard of the pool area. This was also the location of my least favorite soup selection, which was a Chicken Tortilla soup. Granted, I didn’t add the tortilla garnish or cheese to the soup, which may have been what was needed, but this soup just wasn’t hitting the mark for me. It was ok, but not “knock my socks off” good.
Basically, I was completely taken off guard by the quality of the soups at


Additionally, does your medical insurance cover you overseas? Most do not. See my previous post 
